Read the headlines the last few months? You may have noticed an increasing trend in fraud on the part of Medicaid providers. Fraud ranging from charging for services never provided to misreporting on income tax returns. While many medicaid providers commit wholesale fraud of large proportions stealing funds from the medicaid program, many states continue to enact and prosecute draconian provisions against middle class families to make sure they turn over everything to pay nursing home bills. Who costs the taxpayers more?

A lot of people have long term care insurance to help with nursing home and assisted living costs. It is generally considered a good idea when it is affordable. Rarely does having long term care insurance lead to a negative result.